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Terms of Service

Last updated: February 16, 2026

1. Acceptance of Terms

By accessing CardStack (cardstack.co), you agree to these Terms of Service. If you do not agree, please do not use our site.

2. Not Financial Advice

CardStack is not a financial advisor, bank, or credit card issuer. All content on this site is for informational purposes only. We do not provide personalized financial advice. Always verify terms, rates, and fees directly with the credit card issuer before applying.

3. Accuracy of Information

We strive to keep information accurate and up-to-date using data from 35+ verified sources. However, credit card terms change frequently. CardStack makes no warranties about the completeness, accuracy, or reliability of any information on this site.

4. Affiliate Relationships

CardStack may earn compensation when you click links and apply for credit card products. This compensation may affect which products appear on our site and their placement. However, affiliate relationships do not influence our data-driven rankings or scores.

5. Intellectual Property

All content, data compilations, design elements, and code on CardStack are protected by copyright. You may not reproduce, distribute, or create derivative works without written permission.

6. User Conduct

You agree not to:

  • Scrape, crawl, or automatically collect data from this site without permission
  • Attempt to interfere with site operations
  • Use the site for any unlawful purpose
  • Misrepresent your identity or affiliation

7. Third-Party Links

Our site contains links to credit card issuers and other third parties. We are not responsible for the content or practices of these external sites.

8. Limitation of Liability

CardStack shall not be liable for any damages arising from your use of this site or reliance on information provided. This includes direct, indirect, incidental, and consequential damages.

9. Modifications

We reserve the right to modify these terms at any time. Continued use of the site after changes constitutes acceptance.

10. Governing Law

These terms are governed by the laws of the United States. Any disputes shall be resolved in accordance with applicable law.

11. Contact

For questions about these terms, contact us at legal@cardstack.co.

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