Blue Business Cash
$0 annual fee
VS
American Express® Gold Card
$325 annual fee
| Category | Blue Business Cash | American Express® Gold Card |
|---|---|---|
| Annual Fee | $0 | $325 |
| Signup Bonus | N/A | 60,000 points |
| Base Earning Rate | 1.0X | 1.0X |
| Card Network | N/A | N/A |
| Reward Type | points | points |
Winner by Category
Annual Fees
Blue Business Cash
Lower annual fee ($0 vs $325)
Rewards Earning
American Express® Gold Card
4 earning categories
Benefits & Protection
American Express® Gold Card
6 benefits vs 0
Statement Credits
American Express® Gold Card
$240 in annual credits
Flexibility
American Express® Gold Card
Transferable points to airline/hotel partners
The Winner: Blue Business Cash
Blue Business Cash edges out American Express® Gold Card in our comparison, offering better overall value for most cardholders.
Important: The "best" card depends on your specific spending habits and financial goals. See the detailed comparison above to make the right choice for you.
Rewards Earning: Detailed Comparison
Blue Business Cash
No bonus categories data available
American Express® Gold Card
| Dining | 4.0X |
| U.S. Supermarkets | 4.0X (up to $25,000) |
| Flights | 3.0X |
| Everything Else | 1.0X |
Card Benefits: Detailed Comparison
Blue Business Cash (0 benefits)
No benefits data available
American Express® Gold Card (6 benefits)
- Trip Delay Insurance (up to $500)
- Baggage Insurance Plan
- Car Rental Loss and Damage Insurance
- Purchase Protection (up to $1,000)
- Extended Warranty
- Return Protection (up to $300)