Best Credit Cards for Hotels 2026
Updated February 16, 2026·CardStack Data Team
Quick Answer
The best credit card for hotels in 2026 is the Platinum ($895/yr annual fee). We compared 6 cards across rewards rates, fees, and benefits to find the top picks.
Top 6 Cards Compared
| # | Card | Fee | Rate | Bonus | Network |
|---|---|---|---|---|---|
| #1 | Platinum AMERICAN_EXPRESS | $895 | 1.0X | Up to 175,000 points | visa |
| #2 | Sapphire Preferred CHASE | $95 | 1.0X | 75,000 points | visa |
| #3 | Sapphire Reserve CHASE | $795 | 1.0X | 125,000 points | visa |
| #4 | Strata Premier CITI | $95 | 1.0X | 60,000 points | visa |
| #5 | Venture Rewards CAPITAL_ONE | $95 | 1.0X | 75,000 miles | visa |
| #6 | Venture X CAPITAL_ONE | $395 | 1.0X | 75,000 miles | visa |
RelatedPlatinum vs Sapphire Preferred·Platinum Review·Sapphire Preferred Review·Sapphire Reserve Review·Strata Premier Review·Venture Rewards Review
Frequently Asked Questions
What is the best credit card for hotels in 2026?
Based on our analysis of 6 cards, the top pick for hotels is the Platinum with a $895/yr fee.
How did you choose the best hotels credit cards?
We analyze data from 35+ verified sources including official card terms, rewards rates, annual fees, and benefits. Rankings are data-driven with no affiliate influence.
Are there no-annual-fee options for hotels?
Yes, many hotels cards come with no annual fee. Check the fee column in our comparison table above to find $0/yr options.
How often are these rankings updated?
Our rankings are updated regularly as card terms change. Last verified: February 16, 2026.
This ranking draws on data from 35+ independent sources.
Rankings are data-driven with no affiliate influence on placement.
Last verified on February 16, 2026.
Full methodology: cardstack.co/methodology.