Advertiser Disclosure — This site may receive compensation when you click links and apply for credit cards. Compensation may impact which products appear and their placement. We strive to provide accurate information but cannot guarantee all details are current. This site does not include every credit card available. Always verify terms with the card issuer before applying. Full disclosure
Home › Best Credit Cards › Best for Restaurants

Best Credit Cards for Restaurants 2026

Updated February 16, 2026·CardStack Data Team
Quick Answer

The best credit card for restaurants in 2026 is the Altitude Go ($0/yr annual fee). We compared 11 cards across rewards rates, fees, and benefits to find the top picks.

Top 11 Cards Compared
#CardFeeRateBonusNetwork
#1Altitude Go
US_BANK		$01.0X20,000 pointsvisa
#2American Express® Gold Card
AMERICAN_EXPRESS		$3251.0X60,000 pointsvisa
#3Autograph
WELLS_FARGO		$01.0X20,000 pointsvisa
#4Bilt
WELLS_FARGO		$01.0XVariesvisa
#5Freedom Flex
CHASE		$01.0X$200 cash backvisa
#6Freedom Unlimited
CHASE		$01.0X$200 cash backvisa
#7Premium Rewards
BANK_OF_AMERICA		$951.0X60,000 pointsvisa
#8Sapphire Preferred
CHASE		$951.0X75,000 pointsvisa
#9Sapphire Reserve
CHASE		$7951.0X125,000 pointsvisa
#10Savor
CAPITAL_ONE		$01.0X$200 cash backvisa
#11Strata Premier
CITI		$951.0X60,000 pointsvisa
RelatedAltitude Go vs American Express® Gold Card·Altitude Go Review·American Express® Gold Card Review·Autograph Review·Bilt Review·Freedom Flex Review
Frequently Asked Questions
What is the best credit card for restaurants in 2026?
Based on our analysis of 11 cards, the top pick for restaurants is the Altitude Go with a $0/yr fee.
How did you choose the best restaurants credit cards?
We analyze data from 35+ verified sources including official card terms, rewards rates, annual fees, and benefits. Rankings are data-driven with no affiliate influence.
Are there no-annual-fee options for restaurants?
Yes, many restaurants cards come with no annual fee. Check the fee column in our comparison table above to find $0/yr options.
How often are these rankings updated?
Our rankings are updated regularly as card terms change. Last verified: February 16, 2026.
This ranking draws on data from 35+ independent sources. Rankings are data-driven with no affiliate influence on placement. Last verified on February 16, 2026. Full methodology: cardstack.co/methodology.