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Best Credit Cards for Points 2026

Updated February 16, 2026·CardStack Data Team
Quick Answer

The best credit card for points in 2026 is the AAA Daily Advantage ($0/yr annual fee). We compared 15 cards across rewards rates, fees, and benefits to find the top picks.

Top 15 Cards Compared
#CardFeeRateBonusNetwork
#1AAA Daily Advantage
COMENITY		$01.0XN/Avisa
#2AAA Travel Advantage
COMENITY		$01.0XN/Avisa
#3AAdvantage Aviator Red World Elite
BARCLAYS		$991.0XN/Avisa
#4AAdvantage Aviator World Elite Business
BARCLAYS		$951.0XN/Avisa
#5AAdvantage Business World Elite
CITI		$991.0XN/Avisa
#6AAdvantage Executive
CITI		$5951.0XN/Avisa
#7AAdvantage Globe
CITI		$3501.0XN/Avisa
#8AAdvantage MileUp
CITI		$01.0XN/Avisa
#9AAdvantage Platinum Select World Elite
CITI		$991.0XN/Avisa
#10AARP Essential Rewards
BARCLAYS		$01.0XN/Avisa
#11AARP Travel Rewards
BARCLAYS		$01.0XN/Avisa
#12Active Cash
WELLS_FARGO		$01.0XN/Avisa
#13Aer Lingus Signature
CHASE		$951.0XN/Avisa
#14Aeroplan
CHASE		$951.0XN/Avisa
#15Air France KLM
BANK_OF_AMERICA		$891.0XN/Avisa
RelatedAAA Daily Advantage vs AAA Travel Advantage·AAA Daily Advantage Review·AAA Travel Advantage Review·AAdvantage Aviator Red World Elite Review·AAdvantage Aviator World Elite Business Review·AAdvantage Business World Elite Review
Frequently Asked Questions
What is the best credit card for points in 2026?
Based on our analysis of 15 cards, the top pick for points is the AAA Daily Advantage with a $0/yr fee.
How did you choose the best points credit cards?
We analyze data from 35+ verified sources including official card terms, rewards rates, annual fees, and benefits. Rankings are data-driven with no affiliate influence.
Are there no-annual-fee options for points?
Yes, many points cards come with no annual fee. Check the fee column in our comparison table above to find $0/yr options.
How often are these rankings updated?
Our rankings are updated regularly as card terms change. Last verified: February 16, 2026.
This ranking draws on data from 35+ independent sources. Rankings are data-driven with no affiliate influence on placement. Last verified on February 16, 2026. Full methodology: cardstack.co/methodology.