Best Credit Cards for Groceries 2026
Updated February 16, 2026·CardStack Data Team
Quick Answer
The best credit card for groceries in 2026 is the Altitude Go ($0/yr annual fee). We compared 7 cards across rewards rates, fees, and benefits to find the top picks.
Top 7 Cards Compared
| # | Card | Fee | Rate | Bonus | Network |
|---|---|---|---|---|---|
| #1 | Altitude Go US_BANK | $0 | 1.0X | 20,000 points | visa |
| #2 | American Express® Gold Card AMERICAN_EXPRESS | $325 | 1.0X | 60,000 points | visa |
| #3 | Blue Cash Preferred AMERICAN_EXPRESS | $95 | 1.0X | Up to $300 cash back | visa |
| #4 | Freedom Flex CHASE | $0 | 1.0X | $200 cash back | visa |
| #5 | Sapphire Preferred CHASE | $95 | 1.0X | 75,000 points | visa |
| #6 | Savor CAPITAL_ONE | $0 | 1.0X | $200 cash back | visa |
| #7 | Strata Premier CITI | $95 | 1.0X | 60,000 points | visa |
RelatedAltitude Go vs American Express® Gold Card·Altitude Go Review·American Express® Gold Card Review·Blue Cash Preferred Review·Freedom Flex Review·Sapphire Preferred Review
Frequently Asked Questions
What is the best credit card for groceries in 2026?
Based on our analysis of 7 cards, the top pick for groceries is the Altitude Go with a $0/yr fee.
How did you choose the best groceries credit cards?
We analyze data from 35+ verified sources including official card terms, rewards rates, annual fees, and benefits. Rankings are data-driven with no affiliate influence.
Are there no-annual-fee options for groceries?
Yes, many groceries cards come with no annual fee. Check the fee column in our comparison table above to find $0/yr options.
How often are these rankings updated?
Our rankings are updated regularly as card terms change. Last verified: February 16, 2026.
This ranking draws on data from 35+ independent sources.
Rankings are data-driven with no affiliate influence on placement.
Last verified on February 16, 2026.
Full methodology: cardstack.co/methodology.