| Category | Blue Cash Everyday | Blue Cash Preferred |
|---|---|---|
| Annual Fee | $0 | $95 |
| Signup Bonus | N/A | Up to $300 cash back |
| Base Earning Rate | 1.0X | 1.0X |
| Card Network | N/A | N/A |
| Reward Type | points | points |
Winner by Category
Annual Fees
Blue Cash Everyday
Lower annual fee ($0 vs $95)
Rewards Earning
Blue Cash Preferred
5 earning categories
Benefits & Protection
Blue Cash Preferred
4 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
The Winner: Blue Cash Everyday
Blue Cash Everyday edges out Blue Cash Preferred in our comparison, offering better overall value for most cardholders.
Important: The "best" card depends on your specific spending habits and financial goals. See the detailed comparison above to make the right choice for you.
Rewards Earning: Detailed Comparison
Blue Cash Everyday
No bonus categories data available
Blue Cash Preferred
| US supermarkets | 6.0X (up to $6,000) |
| Streaming services | 6.0X |
| Transit | 3.0X |
| US gas stations | 3.0X (up to $6,000) |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Blue Cash Everyday (0 benefits)
No benefits data available
Blue Cash Preferred (4 benefits)
- Car Rental Loss and Damage Insurance
- Purchase Protection (up to $1,000)
- Extended Warranty
- Return Protection (up to $300)