| Category | Cash Magnet | Freedom Unlimited |
|---|---|---|
| Annual Fee | $0 | $0 |
| Signup Bonus | N/A | $200 cash back |
| Base Earning Rate | 1.0X | 1.0X |
| Card Network | N/A | N/A |
| Reward Type | points | points |
Winner by Category
Annual Fees
Cash Magnet
Lower annual fee ($0 vs $0)
Rewards Earning
Freedom Unlimited
4 earning categories
Benefits & Protection
Freedom Unlimited
4 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
The Winner: Freedom Unlimited
Freedom Unlimited edges out Cash Magnet in our comparison, offering better overall value for most cardholders.
Important: The "best" card depends on your specific spending habits and financial goals. See the detailed comparison above to make the right choice for you.
Rewards Earning: Detailed Comparison
Cash Magnet
No bonus categories data available
Freedom Unlimited
| Chase Travel purchases | 5.0X |
| Dining including takeout and delivery | 3.0X |
| Drugstore purchases | 3.0X |
| Everything else | 1.5X |
Card Benefits: Detailed Comparison
Cash Magnet (0 benefits)
No benefits data available
Freedom Unlimited (4 benefits)
- Trip Cancellation/Interruption Insurance (up to $1,500)
- Auto Rental Coverage (Secondary)
- Purchase Protection (up to $500)
- Extended Warranty Protection