| Category | Cash Magnet | Venture X |
|---|---|---|
| Annual Fee | $0 | $395 |
| Signup Bonus | N/A | 75,000 miles |
| Base Earning Rate | 1.0X | 1.0X |
| Card Network | N/A | N/A |
| Reward Type | points | points |
Winner by Category
Annual Fees
Cash Magnet
Lower annual fee ($0 vs $395)
Rewards Earning
Venture X
4 earning categories
Benefits & Protection
Venture X
7 benefits vs 0
Statement Credits
Venture X
$325 in annual credits
Flexibility
Venture X
Transferable points to airline/hotel partners
The Winner: Cash Magnet
Cash Magnet edges out Venture X in our comparison, offering better overall value for most cardholders.
Important: The "best" card depends on your specific spending habits and financial goals. See the detailed comparison above to make the right choice for you.
Rewards Earning: Detailed Comparison
Cash Magnet
No bonus categories data available
Venture X
| Hotels via Capital One Travel | 10.0X |
| Flights via Capital One Travel | 5.0X |
| Capital One Entertainment | 5.0X |
| Everything else | 2.0X |
Card Benefits: Detailed Comparison
Cash Magnet (0 benefits)
No benefits data available
Venture X (7 benefits)
- Trip Cancellation/Interruption (up to $2,000)
- Trip Delay Reimbursement (up to $500)
- Auto Rental Collision Coverage
- Purchase Protection (up to $500)
- Extended Warranty
- Capital One Lounge + Plaza Premium
- Global Entry/TSA PreCheck Credit (up to $100)