Sapphire Preferred vs Venture Rewards
Sapphire Preferred
$95/yr
8.0/10
VS
Venture Rewards
$95/yr
8.0/10
Quick Answer
Sapphire Preferred charges $95/yr with 1X base rewards. Venture Rewards charges $95/yr with 1X base rewards. Sapphire Preferred offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Sapphire Preferred
Lower annual fee ($95 vs $95)
Rewards Earning
Sapphire Preferred
6 earning categories
Benefits & Protection
Sapphire Preferred
6 benefits vs 6
Statement Credits
Venture Rewards
$470 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Sapphire Preferred edges ahead
Better rewards and benefits at the same fee level.
Apply for Sapphire PreferredPREMIUM PICK
Venture Rewards is a strong alternative
Competitive features make it worth considering.
Apply for Venture RewardsRewards Earning: Detailed Comparison
Sapphire Preferred
| Travel via Chase Portal | 5.0X |
| Dining | 3.0X |
| Online Grocery | 3.0X |
| Streaming | 3.0X |
| Other Travel | 2.0X |
| Everything Else | 1.0X |
Venture Rewards
| Hotels via Capital One Travel | 5.0X |
| Everything else | 2.0X |
Card Benefits: Detailed Comparison
Sapphire Preferred (6 benefits)
- Trip Cancellation Insurance (up to $10,000)
- Trip Delay Reimbursement (up to $500)
- Baggage Delay Insurance (up to $100)
- Rental Car Collision Damage Waiver
- Purchase Protection (up to $500)
- Extended Warranty Protection (up to $10,000)
Venture Rewards (6 benefits)
- Trip Cancellation/Interruption (up to $2,000)
- Trip Delay Reimbursement (up to $500)
- Baggage Delay Insurance (up to $100)
- Auto Rental Collision Coverage
- Purchase Protection (up to $500)
- Extended Warranty