AAA Daily Advantage vs Business Platinum
AAA Daily Advantage
$0/yr
7.0/10
VS
Business Platinum
$695/yr
5.5/10
Quick Answer
AAA Daily Advantage charges no annual fee with 1X base rewards. Business Platinum charges $695/yr with 1X base rewards. AAA Daily Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAA Daily Advantage
Lower annual fee ($0 vs $695)
Rewards Earning
Business Platinum
6 earning categories
Benefits & Protection
AAA Daily Advantage
0 benefits vs 0
Statement Credits
Business Platinum
$1299 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Daily Advantage wins for most people
The $695 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Daily AdvantagePREMIUM PICK
Business Platinum wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Business PlatinumRewards Earning: Detailed Comparison
AAA Daily Advantage
| Grocery stores | 5.0X |
| Gas stations & EV charging | 3.0X |
| Wholesale clubs | 3.0X |
| Everything else | 1.0X |
Business Platinum
| Flights & hotels (Amex Travel) | 5.0X |
| Eligible purchases $5,000+ | 1.5X (up to $2,000,000) |
| US construction material & hardware | 1.5X |
| US electronic goods retailers | 1.5X |
| US shipping providers | 1.5X |
| Everything else | 1.0X |