Barclays Credit Cards: 21 Cards Reviewed

Barclays US issues primarily co-branded credit cards in partnership with airlines, hotels, and specialty retailers. Their strongest cards are in the airline co-brand space: JetBlue (3 tiers), Hawaiian...

21
Cards Available
7
No Annual Fee
$0–$499
Annual Fee Range
Quick Answer: Barclays Credit Cards
Barclays offers 21 credit cards ranging from $0–$499 annual fee. 7 cards have no annual fee. Best categories: airlines, all purchases, dining, gaming.

All Barclays Credit Cards (21)

Barclays US issues primarily co-branded credit cards in partnership with airlines, hotels, and specialty retailers. Their strongest cards are in the airline co-brand space: JetBlue (3 tiers), Hawaiian Airlines, Emirates Skywards, and AAdvantage (through Citi partnership). The JetBlue Plus and JetBlue Premier cards are consistently rated among the best airline cards for JetBlue flyers — no blackout dates, companion certificate, and statement credits.

Flagship
#1
JetBlue Premier
Points
8.0xJetBlue
1.0xBase Rate
$499Annual Fee
Earns 8.0x on jetblue purchases ($499/yr).
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#2
Emirates Skywards Premium World Elite
Points
5.0xEmirates
1.0xBase Rate
$499Annual Fee
Earns 5.0x on emirates flights ($499/yr).
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#3
AAdvantage Aviator Red World Elite
Points
2.0xAmerican
1.0xBase Rate
$99Annual Fee
Earns 2.0x on american airlines purchases ($99/yr).
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#4
Hawaiian Airlines World Elite
Points
3.0xHawaiian
1.0xBase Rate
$99Annual Fee
Earns 3.0x on hawaiian airlines purchases ($99/yr).
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#5
Emirates Skywards Rewards World Elite
Points
3.0xEmirates
1.0xBase Rate
$99Annual Fee
Earns 3.0x on emirates flights ($99/yr).
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#6
JetBlue Plus
Points
6.0xJetBlue
1.0xBase Rate
$99Annual Fee
Earns 6.0x on jetblue purchases ($99/yr).
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#7
JetBlue Business
Points
6.0xJetBlue
1.0xBase Rate
$99Annual Fee
Earns 6.0x on jetblue purchases ($99/yr).
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#8
Hawaiian Airlines World Elite Business
Points
3.0xHawaiian
1.0xBase Rate
$99Annual Fee
Earns 3.0x on hawaiian airlines purchases ($99/yr).
Apply NowFull Review
#9
AAdvantage Aviator World Elite Business
Points
2.0xAmerican
1.0xBase Rate
$95Annual Fee
Earns 2.0x on american airlines purchases ($95/yr).
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#10
Wyndham Rewards Earner Business
Points
8.0xWyndham
1.0xBase Rate
$95Annual Fee
Earns 8.0x on wyndham hotel & resorts ($95/yr).
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#11
Lufthansa Miles & More
Points
2.0xLufthansa
1.0xBase Rate
$89Annual Fee
Earns 2.0x on lufthansa group airlines ($89/yr).
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#12
Frontier Airlines World
Points
5.0xFrontier
1.0xBase Rate
$89Annual Fee
Earns 5.0x on frontier purchases ($89/yr).
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#13
Breeze
Points
3.0xBreeze
1.0xBase Rate
$89Annual Fee
Earns 3.0x on breeze purchases ($89/yr).
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#14
Wyndham Rewards Earner Plus
Points
6.0xWyndham
1.0xBase Rate
$75Annual Fee
Earns 6.0x on wyndham hotel & resorts ($75/yr).
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#15
JetBlue
Points
3.0xJetBlue
1.0xBase Rate
$0Annual Fee
No-fee card earning 3.0x on jetblue purchases — strong everyday value.
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#16
Wyndham Rewards Earner
Points
5.0xWyndham
1.0xBase Rate
$0Annual Fee
No-fee card earning 5.0x on wyndham hotel & resorts — strong everyday value.
Apply NowFull Review
#17
Carnival World Mastercard
Points
2.0xCarnival
1.0xBase Rate
$0Annual Fee
No-fee card earning 2.0x on carnival cruise purchases — strong everyday value.
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#18
Upromise
Points
1.529xEverything
1.0xBase Rate
$0Annual Fee
No-fee card earning 1.529x on everything — strong everyday value.
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#19
Xbox
Points
5.0xXbox
1.0xBase Rate
$0Annual Fee
No-fee card earning 5.0x on xbox purchases — strong everyday value.
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#20
AARP Essential Rewards
Points
3.0xGas
1.0xBase Rate
$0Annual Fee
No-fee card earning 3.0x on gas stations & drugstores — strong everyday value.
Apply NowFull Review
#21
AARP Travel Rewards
Points
3.0xDining,
1.0xBase Rate
$0Annual Fee
No-fee card earning 3.0x on dining, gas, drugstores — strong everyday value.
Apply NowFull Review

Application Rules & Restrictions

Understanding these issuer-specific rules helps you time applications strategically and maximize welcome bonus eligibility.

  • 6-Month Wait: Barclays typically requires 6 months between new card applications.
  • No Application Limit Published: Unlike Chase or Amex, Barclays doesn't have a widely publicized application frequency rule.
  • Hard Pull: Primarily pulls Experian or TransUnion depending on state.
  • Income Verification: Barclays sometimes requests income documentation for high credit limits.

Frequently Asked Questions

What's the best Barclays credit card?

For JetBlue flyers, the JetBlue Plus ($99/yr) is the standout — earning 6x on JetBlue purchases, annual companion certificate, and 5,000 points annually. The JetBlue Business is strong for small business owners who fly JetBlue frequently.

Does Barclays have good travel cards?

Barclays specializes in co-branded airline cards. The Emirates Skywards Premium ($499/yr) earns bonus miles on Emirates flights. The Hawaiian Airlines World Elite is great for Hawaii travel. Outside co-brands, Barclays' general travel cards are less competitive.

Is Barclays hard to get approved for?

Barclays is generally considered mid-tier in terms of approval difficulty — easier than Chase, similar to Citi. They look at overall creditworthiness rather than applying rigid new account rules like Chase's 5/24.

Can I have multiple Barclays cards?

Yes, unlike Chase's strict limits, Barclays generally allows multiple cards without a hard cap, though they evaluate each application based on creditworthiness and existing Barclays relationship.

Does Barclays have a 5/24 rule?

No. Barclays does not apply a rule equivalent to Chase's 5/24. They evaluate applications on their own criteria, primarily creditworthiness, income, and your Barclays relationship history.

Last updated: March 06, 2026 · Methodology · Advertiser Disclosure