Transfer Partner Finder

Hyatt is widely considered the best Chase transfer partner due to consistently high redemption values (2-4 cents per point). For flights, transferring to United or British Airways can also provide excellent value, especially for premium cabin bookings.

Most transfers are instant or complete within minutes. Some programs (like Singapore Airlines or Marriott) can take 1-3 business days. We recommend transferring only when you have a specific booking in mind and are ready to book immediately after the transfer completes.

No, you cannot transfer directly between different programs (e.g., Chase UR to Amex MR). However, some loyalty programs are shared partners — for example, both Chase and Amex can transfer to British Airways. You can accumulate points in one partner program from multiple credit card sources.

Transfer bonuses are limited-time promotions where you receive extra miles or points when transferring. For example, Amex might offer a 30% bonus on transfers to Delta, meaning 100,000 MR points become 130,000 Delta miles. These bonuses are not always available and typically last 1-3 months.

It depends on how you travel. Airline transfers typically offer higher per-point value (1.5-5 cents each), especially for international premium cabin flights. Hotel transfers provide good value for luxury properties (Hyatt Category 1-4 hotels are especially efficient). Calculate the cents-per-point for your specific redemption before transferring.

Amex Membership Rewards leads with 20+ transfer partners. Chase Ultimate Rewards and Capital One Miles each have 10+ partners. Citi ThankYou and Bilt Rewards also have strong partner rosters. More partners means more flexibility to find the best redemption value.

No. Only transfer points when you have a specific booking identified and ready to complete. Points transferred to airline/hotel programs cannot be transferred back to your credit card program. Keeping points in flexible programs preserves your options.

The best use of Chase Ultimate Rewards transfer partners depends on your trip. For hotels, Hyatt offers exceptional value at 1.5-3 cents per point. For domestic flights, Southwest or United transfers work well. For international premium cabin flights, transferring to British Airways or Air Canada Aeroplan can yield 3-5 cents per point.

Yes. Amex Membership Rewards transfer to 20+ airline and hotel partners at ratios ranging from 1:1 to 1:2. Top airline transfer partners include Delta, ANA, Singapore Airlines, and British Airways. Amex frequently offers transfer bonuses of 20-40% to select partners, making it worth waiting for promotions on large transfers.

Capital One Miles transfer at a fixed 1:1 ratio to a growing roster of airline and hotel partners including Air Canada Aeroplan, Turkish Airlines Miles&Smiles, Wyndham Rewards, and Accor Live Limitless. Capital One miles transfers are instant for most partners and there is no minimum transfer amount, making the program highly flexible.

ANA Mileage Club is widely considered the best Amex transfer partner for international premium cabin flights, with round-trip business class to Japan costing just 75,000-88,000 miles. Singapore Airlines KrisFlyer and Virgin Atlantic Flying Club also offer outstanding value for long-haul premium redemptions via Amex point transfers.

Yes. Bilt Rewards points transfer 1:1 to a strong lineup of partners including American Airlines, United, Turkish Airlines, Hyatt, IHG, and Air Canada. Bilt points transfers are especially valuable because you earn these points on rent payments with no added fee, effectively turning your largest monthly expense into airline miles or hotel stays.