All Wells Fargo Credit Cards (8)
Wells Fargo has significantly upgraded its credit card lineup with the introduction of transferable Wells Fargo Rewards points (Autograph Journey) and the competitive Active Cash card. The Active Cash (unlimited 2% cash back) is a standout no-fee option. Wells Fargo Rewards now transfer to 12+ airline and hotel partners, making the Autograph Journey more competitive in the premium travel space.
Application Rules & Restrictions
Understanding these issuer-specific rules helps you time applications strategically and maximize welcome bonus eligibility.
- 6-Month Wait: Wells Fargo typically requires 6+ months between new card applications.
- 15-Month Rule (Some Cards): Certain Wells Fargo cards require 15 months between applications for the same card.
- Hard Pull: Wells Fargo typically pulls from Experian.
- Limited Business Card History: Wells Fargo's business card business history is shorter; approval criteria less published.
Frequently Asked Questions
What's the best Wells Fargo card?
The Wells Fargo Active Cash (2% on everything, no fee) is one of the best flat-rate cards available. For travel, the Autograph Journey ($95/yr) earns 5x hotels, 4x airlines, 3x dining, and allows point transfers to 12+ partners — competing well with Chase Sapphire Preferred.
Does Wells Fargo have transferable points?
Yes. Wells Fargo Rewards (earned on Autograph Journey) transfer to 12+ partners including Air France/KLM Flying Blue, British Airways Avios, Avianca LifeMiles, and Choice Hotels. This makes WF Rewards a legitimate transferable currency program, though smaller than Chase UR or Amex MR.
Is Wells Fargo good for travel?
The Autograph Journey ($95/yr) is a strong mid-tier travel card with category bonuses and transferable points. It's a solid choice if you prefer Wells Fargo's ecosystem or want to diversify beyond Chase/Amex.
Does Wells Fargo have no-fee travel cards?
The Wells Fargo Autograph (no annual fee) earns 3x on restaurants, travel, gas, transit, streaming, and phone — making it one of the most rewarding no-fee everyday cards.
What happened to Wells Fargo Propel?
Wells Fargo discontinued the Propel card. Existing Propel cardholders were transitioned to the Autograph card, which has a similar rewards structure. If you have an old Propel, your account is now an Autograph card.