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Best Credit Cards for Amazon Purchases (March 2026)

Ranked by actual rewards rates at amazon purchases merchants. 3 cards tested.
Updated March 11, 2026·PointsPick Data Team
Data verified March 2026 · Methodology
Quick Answer

The best credit card for amazon purchases in 2026 is the Amazon Prime Store Card ($0/yr annual fee). We compared 3 cards across rewards rates, fees, and benefits to find the top picks.

Top 3 Cards Compared

#1
Amazon Prime Store Card
Amazon Prime Store Card
Top Pick
Synchrony ·
7.0
5x Amazon.com & Wh$0/yr feeNo FTF
Amazon Prime Store Card earns 5X on amazon.com & whole foods, with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
5xAmazon.com & Whole Foods
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Amazon Prime Store Card earns 5X on amazon.com & whole foods, with no annual fee, no foreign transaction fee.
Pros
  • 5X on amazon.com & whole foods
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
#2
Amazon Business
Amazon Business
Runner Up
American Express ·
7.0
5x Amazon, AWS, Wh$0/yr feeNo FTF
Amazon Business earns 5X on amazon, aws, whole foods, with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
5xAmazon, AWS, Whole Foods
2xRestaurants, Gas, Office Supply Stores
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Amazon Business earns 5X on amazon, aws, whole foods, with no annual fee, no foreign transaction fee.
Pros
  • 5X on amazon, aws, whole foods
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
#3
Amazon Prime
Amazon Prime
Chase ·
7.0
5x Amazon & Whole $0/yr feeNo FTF
Amazon Prime earns 5X on amazon & whole foods market, with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
5xAmazon & Whole Foods Market
2xRestaurants
2xGas Stations
2xLocal Transit & Commuting
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Amazon Prime earns 5X on amazon & whole foods market, with no annual fee, no foreign transaction fee.
Pros
  • 5X on amazon & whole foods market
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
RelatedAmazon Prime Store Card vs Amazon Business·Amazon Prime Store Card Review·Amazon Business Review·Amazon Prime Review

Top 3 Picks in Detail

#1. Amazon Prime Store Card

The Amazon Prime Store Card from Synchrony earns 5x on amazon.com & whole foods with no annual fee.

Read Full Review →Apply Now →

#2. Amazon Business

The Amazon Business from American Express earns 5x on amazon, aws, whole foods with no annual fee.

Read Full Review →Apply Now →

#3. Amazon Prime

The Amazon Prime from Chase earns 5x on amazon & whole foods market with no annual fee.

Read Full Review →Apply Now →

Our Methodology

Our amazon purchases rankings are based on 3 data points across reward rates, annual fees, signup bonuses, and cardholder benefits. We pull data from 35+ independent verified sources including official card terms, issuer disclosures, and industry databases. Rankings are computed algorithmically with no affiliate influence on card placement or scoring. Cards are re-evaluated monthly as terms change. For the full breakdown of our scoring model, see our methodology page.

Frequently Asked Questions

What is the best credit card for amazon purchases in 2026?
The Amazon Prime Store Card is our top-ranked card for amazon purchases in 2026, earning 5X rewards with a $0/yr annual fee. We compared 3 qualifying cards based on category-specific bonus rates, annual fees, and cardholder benefits.
How did you rank these amazon purchases credit cards?
We ranked 3 cards by their actual category-specific bonus rate using data from 35+ verified sources. Cards earning higher rewards in amazon purchases rank higher. We also factor in annual fees, signup bonuses, and cardholder benefits.
Is there a no-annual-fee card for amazon purchases?
Yes — the Amazon Prime Store Card is the top no-annual-fee option for amazon purchases in our rankings.
How often are these rankings updated?
Rankings update automatically when card terms change. Data last verified: March 11, 2026.
PointsPick may earn a commission when you apply through our links. Full disclosure
This ranking draws on data from 35+ independent sources. Rankings are data-driven with no affiliate influence on placement. Last verified on March 11, 2026. Full methodology: www.pointspick.com/methodology.