Advertiser Disclosure — This site may receive compensation when you click links and apply for credit cards. Compensation may impact which products appear and their placement. We strive to provide accurate information but cannot guarantee all details are current. This site does not include every credit card available. Always verify terms with the card issuer before applying. Full disclosure
Home › Best Credit Cards › Best for Lounge Access

Best Credit Cards for Lounge Access 2026

Updated February 16, 2026·CardStack Data Team
Quick Answer

The best credit card for lounge access in 2026 is the Southwest Priority ($229/yr annual fee). We compared 15 cards across rewards rates, fees, and benefits to find the top picks.

Top 15 Cards Compared
#CardFeeRateBonusNetwork
#1Southwest Priority
CHASE		$2291.0XN/Avisa
#2Avianca LifeMiles Elite
FIRST		$2501.0XN/Avisa
#3Marriott Bonvoy Bevy
AMERICAN_EXPRESS		$2501.0XN/Avisa
#4Marriott Bonvoy Bountiful
CHASE		$2501.0XN/Avisa
#5Southwest Performance Business
CHASE		$2991.0XN/Avisa
#6American Express® Gold Card
AMERICAN_EXPRESS		$3251.0X60,000 pointsvisa
#7AAdvantage Globe
CITI		$3501.0XN/Avisa
#8Delta SkyMiles Platinum
AMERICAN_EXPRESS		$3501.0XN/Avisa
#9Delta SkyMiles Platinum Business
AMERICAN_EXPRESS		$3501.0XN/Avisa
#10United Quest
CHASE		$3501.0XN/Avisa
#11Business Gold
AMERICAN_EXPRESS		$3751.0X100,000 pointsvisa
#12Atmos Rewards Summit
BANK_OF_AMERICA		$3951.0XN/Avisa
#13Venture X
CAPITAL_ONE		$3951.0X75,000 milesvisa
#14Venture X Business
CAPITAL_ONE		$3951.0XN/Avisa
#15Skypass Select
US_BANK		$4501.0XN/Avisa
RelatedSouthwest Priority vs Avianca LifeMiles Elite·Southwest Priority Review·Avianca LifeMiles Elite Review·Marriott Bonvoy Bevy Review·Marriott Bonvoy Bountiful Review·Southwest Performance Business Review
Frequently Asked Questions
What is the best credit card for lounge access in 2026?
Based on our analysis of 15 cards, the top pick for lounge access is the Southwest Priority with a $229/yr fee.
How did you choose the best lounge access credit cards?
We analyze data from 35+ verified sources including official card terms, rewards rates, annual fees, and benefits. Rankings are data-driven with no affiliate influence.
Are there no-annual-fee options for lounge access?
Yes, many lounge access cards come with no annual fee. Check the fee column in our comparison table above to find $0/yr options.
How often are these rankings updated?
Our rankings are updated regularly as card terms change. Last verified: February 16, 2026.
This ranking draws on data from 35+ independent sources. Rankings are data-driven with no affiliate influence on placement. Last verified on February 16, 2026. Full methodology: cardstack.co/methodology.