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Best Credit Cards for Small Business 2026

Updated February 16, 2026·CardStack Data Team
Quick Answer

The best credit card for small business in 2026 is the Amazon Business ($0/yr annual fee). We compared 15 cards across rewards rates, fees, and benefits to find the top picks.

Top 15 Cards Compared
#CardFeeRateBonusNetwork
#1Amazon Business
AMERICAN_EXPRESS		$01.0XN/Avisa
#2Blue Business Cash
AMERICAN_EXPRESS		$01.0XN/Avisa
#3Blue Business Plus
AMERICAN_EXPRESS		$01.0XN/Avisa
#4Business Advantage Customized Cash
BANK_OF_AMERICA		$01.0XN/Avisa
#5Business Advantage Travel Rewards
BANK_OF_AMERICA		$01.0XN/Avisa
#6Business Advantage Unlimited Cash
BANK_OF_AMERICA		$01.0XN/Avisa
#7Business Triple Cash Rewards
US_BANK		$01.0XN/Avisa
#8Cash Rewards Visa Signature Business
PNC		$01.0XN/Avisa
#9Ink Business Cash
CHASE		$01.0XN/Avisa
#10Ink Business Unlimited
CHASE		$01.0XN/Avisa
#11Signify Business Cash
WELLS_FARGO		$01.0XN/Avisa
#12AAdvantage Aviator World Elite Business
BARCLAYS		$951.0XN/Avisa
#13Atmos Rewards Business
BANK_OF_AMERICA		$951.0XN/Avisa
#14Business Altitude Connect
US_BANK		$951.0XN/Avisa
#15Business Green
AMERICAN_EXPRESS		$951.0XN/Avisa
RelatedAmazon Business vs Blue Business Cash·Amazon Business Review·Blue Business Cash Review·Blue Business Plus Review·Business Advantage Customized Cash Review·Business Advantage Travel Rewards Review
Frequently Asked Questions
What is the best credit card for small business in 2026?
Based on our analysis of 15 cards, the top pick for small business is the Amazon Business with a $0/yr fee.
How did you choose the best small business credit cards?
We analyze data from 35+ verified sources including official card terms, rewards rates, annual fees, and benefits. Rankings are data-driven with no affiliate influence.
Are there no-annual-fee options for small business?
Yes, many small business cards come with no annual fee. Check the fee column in our comparison table above to find $0/yr options.
How often are these rankings updated?
Our rankings are updated regularly as card terms change. Last verified: February 16, 2026.
This ranking draws on data from 35+ independent sources. Rankings are data-driven with no affiliate influence on placement. Last verified on February 16, 2026. Full methodology: cardstack.co/methodology.