Double Cash vs Freedom Unlimited
Double Cash
$0/yr
7.0/10
VS
Freedom Unlimited
$0/yr
7.5/10
Quick Answer
Double Cash charges no annual fee with 1X base rewards. Freedom Unlimited charges no annual fee with 2X base rewards. Freedom Unlimited offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Double Cash
Lower annual fee ($0 vs $0)
Rewards Earning
Freedom Unlimited
4 earning categories
Benefits & Protection
Freedom Unlimited
7 benefits vs 4
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Freedom Unlimited edges ahead
Better rewards and benefits at the same fee level.
Apply for Freedom UnlimitedPREMIUM PICK
Double Cash is a strong alternative
Competitive features make it worth considering.
Apply for Double CashRewards Earning: Detailed Comparison
Double Cash
| Everything (1% when you buy + 1% when you pay) | 2.0X |
| Hotels, car rentals, attractions (Citi Travel) | 5.0X |
Freedom Unlimited
| Chase Travel purchases | 5.0X |
| Dining including takeout and delivery | 3.0X |
| Drugstore purchases | 3.0X |
| Everything else | 1.5X |
Card Benefits: Detailed Comparison
Double Cash (4 benefits)
- Worldwide Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)
Freedom Unlimited (7 benefits)
- Trip Cancellation/Interruption Insurance (up to $1,500)
- Auto Rental Collision Damage Waiver
- Auto Rental Coverage (Secondary)
- Purchase Protection (up to $500)
- Extended Warranty Protection
- Cell Phone Protection (up to $800)
- Travel Accident Insurance (up to $500,000)