AAA Daily Advantage vs Delta SkyMiles Reserve
AAA Daily Advantage
$0/yr
7.0/10
VS
Delta SkyMiles Reserve
$650/yr
5.5/10
Quick Answer
AAA Daily Advantage charges no annual fee with 1X base rewards. Delta SkyMiles Reserve charges $650/yr with 1X base rewards. AAA Daily Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for AAA Daily Advantage →
PointsPick may earn a commission. Disclosure
Apply for Delta SkyMiles Reserve →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
AAA Daily Advantage
Lower annual fee ($0 vs $650)
Rewards Earning
AAA Daily Advantage
4 earning categories
Benefits & Protection
AAA Daily Advantage
0 benefits vs 0
Statement Credits
Delta SkyMiles Reserve
$360 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Daily Advantage wins for most people
The $650 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Daily AdvantagePREMIUM PICK
Delta SkyMiles Reserve wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Delta SkyMiles ReserveRewards Earning: Detailed Comparison
AAA Daily Advantage
| Grocery stores | 5.0X |
| Gas stations & EV charging | 3.0X |
| Wholesale clubs | 3.0X |
| Everything else | 1.0X |
Delta SkyMiles Reserve
| Delta purchases | 3.0X |
| Everything else | 1.0X |
| 15% off award travel | 1.5X |