AAA Daily Advantage vs United Club
AAA Daily Advantage
$0/yr
7.0/10
VS
United Club
$695/yr
5.5/10
Quick Answer
AAA Daily Advantage charges no annual fee with 1X base rewards. United Club charges $695/yr with 1X base rewards. AAA Daily Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAA Daily Advantage
Lower annual fee ($0 vs $695)
Rewards Earning
AAA Daily Advantage
4 earning categories
Benefits & Protection
AAA Daily Advantage
0 benefits vs 0
Statement Credits
United Club
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Daily Advantage wins for most people
The $695 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Daily AdvantagePREMIUM PICK
United Club wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United ClubRewards Earning: Detailed Comparison
AAA Daily Advantage
| Grocery stores | 5.0X |
| Gas stations & EV charging | 3.0X |
| Wholesale clubs | 3.0X |
| Everything else | 1.0X |
United Club
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |