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AAdvantage Aviator Red World Elite vs Discover it® Cash Back

AAdvantage Aviator Red World Elite

AAdvantage Aviator Red World Elite

$99/yr
6.0/10
VS
Discover it® Cash Back

Discover it® Cash Back

$0/yr
7.0/10
Quick Answer

AAdvantage Aviator Red World Elite charges $99/yr with 1X base rewards. Discover it® Cash Back charges no annual fee with 1X base rewards. Discover it® Cash Back offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Discover it® Cash Back →
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Category
AAdvantage Aviator Red World Elite
Discover it® Cash Back
Annual Fee
$99
$0 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
Unlimited Cashback Match
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Cashback

Winner by Category

Annual Fees

Discover it® Cash Back
Lower annual fee ($99 vs $0)

Rewards Earning

AAdvantage Aviator Red World Elite
2 earning categories

Benefits & Protection

Discover it® Cash Back
8 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Discover it® Cash Back wins for most people

The $99 fee difference is hard to justify unless you maximize premium benefits.

Apply for Discover it® Cash Back
PREMIUM PICK

AAdvantage Aviator Red World Elite wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for AAdvantage Aviator Red World Elite

Rewards Earning: Detailed Comparison

AAdvantage Aviator Red World Elite

American Airlines purchases2.0X
Everything else1.0X

Discover it® Cash Back

Rotating 5% Categories5.0X (up to $1,500)
Everything Else1.0X

Card Benefits: Detailed Comparison

AAdvantage Aviator Red World Elite (0 benefits)

No benefits data available

Discover it® Cash Back (8 benefits)

  • Rental Car Collision Damage Waiver
  • Purchase Protection (up to $500)
  • Extended Product Warranty
  • Extended Warranty Protection
  • Return Protection (up to $500)
  • $0 Fraud Liability Guarantee
  • Free FICO® Credit Score
  • Freeze It® Card Lock
Read AAdvantage Aviator Red World Elite Review →Read Discover it® Cash Back Review →