Advertiser Disclosure — This site may receive compensation when you click links and apply for credit cards. Compensation may impact which products appear and their placement. We strive to provide accurate information but cannot guarantee all details are current. This site does not include every credit card available. Always verify terms with the card issuer before applying. Full disclosure

AAdvantage Aviator World Elite Business vs Discover it® Cash Back

AAdvantage Aviator World Elite Business

AAdvantage Aviator World Elite Business

$95/yr
6.5/10
VS
Discover it® Cash Back

Discover it® Cash Back

$0/yr
7.0/10
Quick Answer

AAdvantage Aviator World Elite Business charges $95/yr with 1X base rewards. Discover it® Cash Back charges no annual fee with 1X base rewards. Discover it® Cash Back offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for AAdvantage Aviator World Elite Business →
PointsPick may earn a commission. Disclosure
Apply for Discover it® Cash Back →
PointsPick may earn a commission. Disclosure
Category
AAdvantage Aviator World Elite Business
Discover it® Cash Back
Annual Fee
$95
$0 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
Unlimited Cashback Match
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Cashback

Winner by Category

Annual Fees

Discover it® Cash Back
Lower annual fee ($95 vs $0)

Rewards Earning

AAdvantage Aviator World Elite Business
4 earning categories

Benefits & Protection

Discover it® Cash Back
8 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Discover it® Cash Back wins for most people

The $95 fee difference is hard to justify unless you maximize premium benefits.

Apply for Discover it® Cash Back
PREMIUM PICK

AAdvantage Aviator World Elite Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for AAdvantage Aviator World Elite Business

Rewards Earning: Detailed Comparison

AAdvantage Aviator World Elite Business

American Airlines purchases2.0X
Telecommunications2.0X
Car rentals2.0X
Everything else1.0X

Discover it® Cash Back

Rotating 5% Categories5.0X (up to $1,500)
Everything Else1.0X

Card Benefits: Detailed Comparison

AAdvantage Aviator World Elite Business (0 benefits)

No benefits data available

Discover it® Cash Back (8 benefits)

  • Rental Car Collision Damage Waiver
  • Purchase Protection (up to $500)
  • Extended Product Warranty
  • Extended Warranty Protection
  • Return Protection (up to $500)
  • $0 Fraud Liability Guarantee
  • Free FICO® Credit Score
  • Freeze It® Card Lock
Read AAdvantage Aviator World Elite Business Review →Read Discover it® Cash Back Review →
Best ForBest No Annual Fee Cards·Best Travel Cards·Best for Restaurants·Best for Groceries

Related Comparisons

Other Comparisons with AAdvantage Aviator World Elite Business

AAdvantage Aviator World Elite Business vs AAA Daily Advantage
AAdvantage Aviator World Elite Business vs AAA Travel Advantage
AAdvantage Aviator World Elite Business vs AAdvantage Aviator Red World Elite
AAdvantage Aviator World Elite Business vs AAdvantage Business World Elite
AAdvantage Aviator World Elite Business vs AAdvantage Executive

Other Comparisons with Discover it® Cash Back

Discover it® Cash Back vs Xbox
Discover it® Cash Back vs Wyndham Rewards Earner Plus
Discover it® Cash Back vs Wyndham Rewards Earner Business
Discover it® Cash Back vs Wyndham Rewards Earner
Discover it® Cash Back vs World of Hyatt Business