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AAdvantage Aviator World Elite Business vs Platinum

AAdvantage Aviator World Elite Business

AAdvantage Aviator World Elite Business

$95/yr
6.5/10
VS
Platinum

Platinum

$895/yr
7.0/10
Quick Answer

AAdvantage Aviator World Elite Business charges $95/yr with 1X base rewards. Platinum charges $895/yr with 1X base rewards. AAdvantage Aviator World Elite Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Platinum →
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Category
AAdvantage Aviator World Elite Business
Platinum
Annual Fee
$95 ✓
$895
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
Up to 175,000 points
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

AAdvantage Aviator World Elite Business
Lower annual fee ($95 vs $895)

Rewards Earning

AAdvantage Aviator World Elite Business
4 earning categories

Benefits & Protection

Platinum
9 benefits vs 0

Statement Credits

Platinum
$1429 in annual credits

Flexibility

Platinum
Transferable points to airline/hotel partners
OUR PICK

AAdvantage Aviator World Elite Business wins for most people

The $800 fee difference is hard to justify unless you maximize premium benefits.

Apply for AAdvantage Aviator World Elite Business
PREMIUM PICK

Platinum wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Platinum

Rewards Earning: Detailed Comparison

AAdvantage Aviator World Elite Business

American Airlines purchases2.0X
Telecommunications2.0X
Car rentals2.0X
Everything else1.0X

Platinum

Flights booked directly or via Amex Travel5.0X
Hotels via Amex Travel5.0X
Everything else1.0X

Card Benefits: Detailed Comparison

AAdvantage Aviator World Elite Business (0 benefits)

No benefits data available

Platinum (9 benefits)

  • Trip Cancellation/Interruption Insurance (up to $10,000)
  • Baggage Insurance Plan (up to $3,000)
  • Premium Car Rental Protection
  • Purchase Protection (up to $10,000)
  • Extended Warranty
  • Return Protection (up to $300)
  • Centurion Lounge + Priority Pass + Airline Lounges
  • Global Entry/TSA PreCheck Fee Credit (up to $120)
  • Hotel Elite Status
Read AAdvantage Aviator World Elite Business Review →Read Platinum Review →