AAdvantage Aviator World Elite Business vs Platinum (Schwab)

AAdvantage Aviator World Elite Business
$95/yr
6.5/10
VS

Platinum (Schwab)
$895/yr
5.5/10
Quick Answer
AAdvantage Aviator World Elite Business charges $95/yr with 1X base rewards. Platinum (Schwab) charges $895/yr with 1X base rewards. AAdvantage Aviator World Elite Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAdvantage Aviator World Elite Business
Lower annual fee ($95 vs $895)
Rewards Earning
AAdvantage Aviator World Elite Business
4 earning categories
Benefits & Protection
AAdvantage Aviator World Elite Business
0 benefits vs 0
Statement Credits
Platinum (Schwab)
$1439 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAdvantage Aviator World Elite Business wins for most people
The $800 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAdvantage Aviator World Elite BusinessPREMIUM PICK
Platinum (Schwab) wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Platinum (Schwab)Rewards Earning: Detailed Comparison
AAdvantage Aviator World Elite Business
| American Airlines purchases | 2.0X |
| Telecommunications | 2.0X |
| Car rentals | 2.0X |
| Everything else | 1.0X |
Platinum (Schwab)
| Flights (Amex Travel) | 5.0X |
| Hotels (Amex Travel) | 5.0X |
| Everything else | 1.0X |
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