AAdvantage MileUp vs Ink Business Premier

AAdvantage MileUp
$0/yr
7.0/10
VS

Ink Business Premier
$195/yr
6.0/10
Quick Answer
AAdvantage MileUp charges no annual fee with 1X base rewards. Ink Business Premier charges $195/yr with 1X base rewards. AAdvantage MileUp offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAdvantage MileUp
Lower annual fee ($0 vs $195)
Rewards Earning
AAdvantage MileUp
3 earning categories
Benefits & Protection
AAdvantage MileUp
0 benefits vs 0
Statement Credits
Ink Business Premier
$300 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAdvantage MileUp wins for most people
The $195 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAdvantage MileUpPREMIUM PICK
Ink Business Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Ink Business PremierRewards Earning: Detailed Comparison
AAdvantage MileUp
| American Airlines purchases | 2.0X |
| Grocery stores | 2.0X |
| Everything else | 1.0X |
Ink Business Premier
| Everything | 2.0X |
| Purchases of $5,000+ | 2.5X |
| Travel (Chase Travel) | 5.0X |