AAdvantage MileUp vs Strata Elite
AAdvantage MileUp
$0/yr
7.0/10
VS
Strata Elite
$595/yr
5.5/10
Quick Answer
AAdvantage MileUp charges no annual fee with 1X base rewards. Strata Elite charges $595/yr with 1X base rewards. AAdvantage MileUp offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for AAdvantage MileUp →
PointsPick may earn a commission. Disclosure
Apply for Strata Elite →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
AAdvantage MileUp
Lower annual fee ($0 vs $595)
Rewards Earning
AAdvantage MileUp
3 earning categories
Benefits & Protection
AAdvantage MileUp
0 benefits vs 0
Statement Credits
Strata Elite
$350 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAdvantage MileUp wins for most people
The $595 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAdvantage MileUpPREMIUM PICK
Strata Elite wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Strata EliteRewards Earning: Detailed Comparison
AAdvantage MileUp
| American Airlines purchases | 2.0X |
| Grocery stores | 2.0X |
| Everything else | 1.0X |
Strata Elite
| Hotels, air travel, restaurants, supermarkets, gas | 3.0X |
| Everything else | 1.0X |