AARP Essential Rewards vs Blue Business Plus
AARP Essential Rewards
$0/yr
7.0/10
VS
Blue Business Plus
$0/yr
7.0/10
Quick Answer
AARP Essential Rewards charges no annual fee with 1X base rewards. Blue Business Plus charges no annual fee with 1X base rewards. AARP Essential Rewards offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for AARP Essential Rewards →
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Winner by Category
Annual Fees
AARP Essential Rewards
Lower annual fee ($0 vs $0)
Rewards Earning
AARP Essential Rewards
2 earning categories
Benefits & Protection
AARP Essential Rewards
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AARP Essential Rewards edges ahead
Better rewards and benefits at the same fee level.
Apply for AARP Essential RewardsPREMIUM PICK
Blue Business Plus is a strong alternative
Competitive features make it worth considering.
Apply for Blue Business PlusRewards Earning: Detailed Comparison
AARP Essential Rewards
| Gas stations & drugstores | 3.0X |
| Everything else | 1.0X |
Blue Business Plus
| Everything | 2.0X (up to $50,000) |
| Everything above $50K/year | 1.0X |