AARP Essential Rewards vs Business Advantage Travel Rewards

AARP Essential Rewards
$0/yr
7.0/10
VS

Business Advantage Travel Rewards
$0/yr
7.0/10
Quick Answer
AARP Essential Rewards charges no annual fee with 1X base rewards. Business Advantage Travel Rewards charges no annual fee with 1X base rewards. AARP Essential Rewards offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for AARP Essential Rewards →
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Winner by Category
Annual Fees
AARP Essential Rewards
Lower annual fee ($0 vs $0)
Rewards Earning
AARP Essential Rewards
2 earning categories
Benefits & Protection
AARP Essential Rewards
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AARP Essential Rewards edges ahead
Better rewards and benefits at the same fee level.
Apply for AARP Essential RewardsPREMIUM PICK
Business Advantage Travel Rewards is a strong alternative
Competitive features make it worth considering.
Apply for Business Advantage Travel RewardsRewards Earning: Detailed Comparison
AARP Essential Rewards
| Gas stations & drugstores | 3.0X |
| Everything else | 1.0X |
Business Advantage Travel Rewards
| Travel (Bank of America Travel Center) | 3.0X |
| Everything else | 1.5X |