AARP Travel Rewards vs Ink Business Premier
AARP Travel Rewards
$0/yr
7.0/10
VS
Ink Business Premier
$195/yr
6.0/10
Quick Answer
AARP Travel Rewards charges no annual fee with 1X base rewards. Ink Business Premier charges $195/yr with 1X base rewards. AARP Travel Rewards offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for AARP Travel Rewards →
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Winner by Category
Annual Fees
AARP Travel Rewards
Lower annual fee ($0 vs $195)
Rewards Earning
Ink Business Premier
3 earning categories
Benefits & Protection
AARP Travel Rewards
0 benefits vs 0
Statement Credits
Ink Business Premier
$300 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AARP Travel Rewards wins for most people
The $195 fee difference is hard to justify unless you maximize premium benefits.
Apply for AARP Travel RewardsPREMIUM PICK
Ink Business Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Ink Business PremierRewards Earning: Detailed Comparison
AARP Travel Rewards
| Dining, gas, drugstores | 3.0X |
| Everything else | 1.0X |
Ink Business Premier
| Everything | 2.0X |
| Purchases of $5,000+ | 2.5X |
| Travel (Chase Travel) | 5.0X |