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Active Cash vs Business Altitude Power

Active Cash

Active Cash

$0/yr
8.5/10
VS
Business Altitude Power

Business Altitude Power

$195/yr
6.0/10
Quick Answer

Active Cash charges no annual fee with 2X base rewards. Business Altitude Power charges $195/yr with 1X base rewards. Active Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Active Cash →
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Category
Active Cash
Business Altitude Power
Annual Fee
$0 ✓
$195
Base Earning Rate
2.0X ✓
1.0X
Signup Bonus
20,000 points
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Points

Winner by Category

Annual Fees

Active Cash
Lower annual fee ($0 vs $195)

Rewards Earning

Active Cash
1 earning categories

Benefits & Protection

Active Cash
6 benefits vs 0

Statement Credits

Business Altitude Power
$100 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Active Cash wins for most people

The $195 fee difference is hard to justify unless you maximize premium benefits.

Apply for Active Cash
PREMIUM PICK

Business Altitude Power wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Business Altitude Power

Rewards Earning: Detailed Comparison

Active Cash

Everything2.0X

Business Altitude Power

Everything2.0X

Card Benefits: Detailed Comparison

Active Cash (6 benefits)

  • Auto Rental Collision Damage Waiver
  • Visa Purchase Security (up to $10,000)
  • Visa Extended Warranty Protection
  • Cell Phone Protection (up to $800)
  • Travel Accident Insurance (up to $250,000)
  • Visa Roadside Dispatch

Business Altitude Power (0 benefits)

No benefits data available

Read Active Cash Review →Read Business Altitude Power Review →