Active Cash vs Capital One Platinum Secured
Active Cash
$0/yr
8.5/10
VS
Capital One Platinum Secured
$0/yr
6.5/10
Quick Answer
Active Cash charges no annual fee with 2X base rewards. Capital One Platinum Secured charges no annual fee with 1X base rewards. Active Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Active Cash →
PointsPick may earn a commission. Disclosure
Apply for Capital One Platinum Secured →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Active Cash
Lower annual fee ($0 vs $0)
Rewards Earning
Active Cash
1 earning categories
Benefits & Protection
Active Cash
6 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Active Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Active CashPREMIUM PICK
Capital One Platinum Secured is a strong alternative
Competitive features make it worth considering.
Apply for Capital One Platinum SecuredRewards Earning: Detailed Comparison
Active Cash
| Everything | 2.0X |
Capital One Platinum Secured
No bonus categories data available
Card Benefits: Detailed Comparison
Active Cash (6 benefits)
- Auto Rental Collision Damage Waiver
- Visa Purchase Security (up to $10,000)
- Visa Extended Warranty Protection
- Cell Phone Protection (up to $800)
- Travel Accident Insurance (up to $250,000)
- Visa Roadside Dispatch
Capital One Platinum Secured (0 benefits)
No benefits data available