Active Cash vs Ink Business Premier
Active Cash
$0/yr
8.5/10
VS
Ink Business Premier
$195/yr
6.0/10
Quick Answer
Active Cash charges no annual fee with 2X base rewards. Ink Business Premier charges $195/yr with 1X base rewards. Active Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Active Cash
Lower annual fee ($0 vs $195)
Rewards Earning
Ink Business Premier
3 earning categories
Benefits & Protection
Active Cash
6 benefits vs 0
Statement Credits
Ink Business Premier
$300 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Active Cash wins for most people
The $195 fee difference is hard to justify unless you maximize premium benefits.
Apply for Active CashPREMIUM PICK
Ink Business Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Ink Business PremierRewards Earning: Detailed Comparison
Active Cash
| Everything | 2.0X |
Ink Business Premier
| Everything | 2.0X |
| Purchases of $5,000+ | 2.5X |
| Travel (Chase Travel) | 5.0X |
Card Benefits: Detailed Comparison
Active Cash (6 benefits)
- Auto Rental Collision Damage Waiver
- Visa Purchase Security (up to $10,000)
- Visa Extended Warranty Protection
- Cell Phone Protection (up to $800)
- Travel Accident Insurance (up to $250,000)
- Visa Roadside Dispatch
Ink Business Premier (0 benefits)
No benefits data available