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Active Cash vs Wyndham Rewards Earner

Active Cash

Active Cash

$0/yr
8.5/10
VS
Wyndham Rewards Earner

Wyndham Rewards Earner

$0/yr
7.0/10
Quick Answer

Active Cash charges no annual fee with 2X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Active Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

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Category
Active Cash
Wyndham Rewards Earner
Annual Fee
$0
$0
Base Earning Rate
2.0X ✓
1.0X
Signup Bonus
20,000 points
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Points

Winner by Category

Annual Fees

Active Cash
Lower annual fee ($0 vs $0)

Rewards Earning

Wyndham Rewards Earner
3 earning categories

Benefits & Protection

Active Cash
6 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Active Cash edges ahead

Better rewards and benefits at the same fee level.

Apply for Active Cash
PREMIUM PICK

Wyndham Rewards Earner is a strong alternative

Competitive features make it worth considering.

Apply for Wyndham Rewards Earner

Rewards Earning: Detailed Comparison

Active Cash

Everything2.0X

Wyndham Rewards Earner

Wyndham hotel & resorts5.0X
Gas stations & restaurants2.0X
Everything else1.0X

Card Benefits: Detailed Comparison

Active Cash (6 benefits)

  • Auto Rental Collision Damage Waiver
  • Visa Purchase Security (up to $10,000)
  • Visa Extended Warranty Protection
  • Cell Phone Protection (up to $800)
  • Travel Accident Insurance (up to $250,000)
  • Visa Roadside Dispatch

Wyndham Rewards Earner (0 benefits)

No benefits data available

Read Active Cash Review →Read Wyndham Rewards Earner Review →