Advertiser Disclosure — This site may receive compensation when you click links and apply for credit cards. Compensation may impact which products appear and their placement. We strive to provide accurate information but cannot guarantee all details are current. This site does not include every credit card available. Always verify terms with the card issuer before applying. Full disclosure

Aeroplan vs United Club

Aeroplan

Aeroplan

$95/yr
6.5/10
VS
United Club

United Club

$695/yr
5.5/10
Quick Answer

Aeroplan charges $95/yr with 1X base rewards. United Club charges $695/yr with 1X base rewards. Aeroplan offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Aeroplan →
PointsPick may earn a commission. Disclosure
Apply for United Club →
PointsPick may earn a commission. Disclosure
Category
Aeroplan
United Club
Annual Fee
$95 ✓
$695
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Aeroplan
Lower annual fee ($95 vs $695)

Rewards Earning

Aeroplan
4 earning categories

Benefits & Protection

Aeroplan
0 benefits vs 0

Statement Credits

United Club
$100 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Aeroplan wins for most people

The $600 fee difference is hard to justify unless you maximize premium benefits.

Apply for Aeroplan
PREMIUM PICK

United Club wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for United Club

Rewards Earning: Detailed Comparison

Aeroplan

Air Canada purchases3.0X
Dining3.0X
Grocery stores3.0X
Everything else1.0X

United Club

United Airlines purchases2.0X
Everything else1.5X
Read Aeroplan Review →Read United Club Review →