Altitude Reserve vs Wyndham Rewards Earner Business
Altitude Reserve
$0/yr
7.0/10
VS
Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Altitude Reserve charges no annual fee with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Altitude Reserve offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Altitude Reserve
Lower annual fee ($0 vs $95)
Rewards Earning
Altitude Reserve
3 earning categories
Benefits & Protection
Altitude Reserve
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Altitude Reserve wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for Altitude ReservePREMIUM PICK
Wyndham Rewards Earner Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner BusinessRewards Earning: Detailed Comparison
Altitude Reserve
| Mobile wallet purchases (Apple Pay, Google Pay) | 5.0X |
| Travel & mobile wallet at 3X | 3.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |