Altitude Reserve vs Xbox
Altitude Reserve
$0/yr
7.0/10
VS
Xbox
$0/yr
7.0/10
Quick Answer
Altitude Reserve charges no annual fee with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Altitude Reserve offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Altitude Reserve
Lower annual fee ($0 vs $0)
Rewards Earning
Altitude Reserve
3 earning categories
Benefits & Protection
Altitude Reserve
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Altitude Reserve edges ahead
Better rewards and benefits at the same fee level.
Apply for Altitude ReservePREMIUM PICK
Xbox is a strong alternative
Competitive features make it worth considering.
Apply for XboxRewards Earning: Detailed Comparison
Altitude Reserve
| Mobile wallet purchases (Apple Pay, Google Pay) | 5.0X |
| Travel & mobile wallet at 3X | 3.0X |
| Everything else | 1.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |