Amazon Prime vs United Club
Amazon Prime
$0/yr
7.0/10
VS
United Club
$695/yr
5.5/10
Quick Answer
Amazon Prime charges no annual fee with 1X base rewards. United Club charges $695/yr with 1X base rewards. Amazon Prime offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Amazon Prime →
PointsPick may earn a commission. Disclosure
Apply for United Club →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Amazon Prime
Lower annual fee ($0 vs $695)
Rewards Earning
Amazon Prime
5 earning categories
Benefits & Protection
Amazon Prime
0 benefits vs 0
Statement Credits
United Club
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Amazon Prime wins for most people
The $695 fee difference is hard to justify unless you maximize premium benefits.
Apply for Amazon PrimePREMIUM PICK
United Club wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United ClubRewards Earning: Detailed Comparison
Amazon Prime
| Amazon & Whole Foods Market | 5.0X |
| Restaurants | 2.0X |
| Gas stations | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |
United Club
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |