Amazon Prime vs United Club Business
Amazon Prime
$0/yr
7.0/10
VS
United Club Business
$695/yr
5.5/10
Quick Answer
Amazon Prime charges no annual fee with 1X base rewards. United Club Business charges $695/yr with 1X base rewards. Amazon Prime offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Amazon Prime
Lower annual fee ($0 vs $695)
Rewards Earning
Amazon Prime
5 earning categories
Benefits & Protection
Amazon Prime
0 benefits vs 0
Statement Credits
United Club Business
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Amazon Prime wins for most people
The $695 fee difference is hard to justify unless you maximize premium benefits.
Apply for Amazon PrimePREMIUM PICK
United Club Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United Club BusinessRewards Earning: Detailed Comparison
Amazon Prime
| Amazon & Whole Foods Market | 5.0X |
| Restaurants | 2.0X |
| Gas stations | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |
United Club Business
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |