Amtrak Guest Rewards vs Wyndham Rewards Earner

Amtrak Guest Rewards
$0/yr
7.0/10
VS
Wyndham Rewards Earner
$0/yr
7.0/10
Quick Answer
Amtrak Guest Rewards charges no annual fee with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Amtrak Guest Rewards offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Amtrak Guest Rewards →
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Winner by Category
Annual Fees
Amtrak Guest Rewards
Lower annual fee ($0 vs $0)
Rewards Earning
Amtrak Guest Rewards
3 earning categories
Benefits & Protection
Amtrak Guest Rewards
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Amtrak Guest Rewards edges ahead
Better rewards and benefits at the same fee level.
Apply for Amtrak Guest RewardsPREMIUM PICK
Wyndham Rewards Earner is a strong alternative
Competitive features make it worth considering.
Apply for Wyndham Rewards EarnerRewards Earning: Detailed Comparison
Amtrak Guest Rewards
| Amtrak purchases | 3.0X |
| Dining | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner
| Wyndham hotel & resorts | 5.0X |
| Gas stations & restaurants | 2.0X |
| Everything else | 1.0X |