PointsPick Public API
Access 40+ credit card data endpoints. 171 cards, 981 MCC codes, transfer partners, point valuations, and the compute engine. Free tier available.
Quick Start
Pricing
Choose the plan that fits your use case. Email us to request an API key.
All plans include 99.9% uptime SLA. Enterprise plans include dedicated support. To request a key, email api@pointspick.com with your use case and intended monthly volume.
Authentication
All API requests must include your API key in the X-API-Key header.
-H "X-API-Key: pk_live_xxxxxxxxxxxxxxxx"
API Reference
All endpoints return JSON. Base URL: https://www.pointspick.com
| Method | Endpoint | Description | Min Tier |
|---|---|---|---|
| GET | /api/cards | List all credit cards with reward rates, fees, and benefits | free |
| GET | /api/cards/{id} | Single card details including bonus categories, benefits, credits | free |
| GET | /api/mcc | All 981 MCC codes with descriptions and categories | free |
| GET | /api/merchants | 6,500+ merchants mapped to MCC codes | starter |
| GET | /api/compute/best-card | Find best card for a specific MCC code or merchant | starter |
| GET | /api/programs | 40+ loyalty programs with transfer ratios and partners | pro |
| GET | /api/portals | Shopping portal rates for 10+ portals × 2,000+ stores | pro |
| GET | /api/compute/triple-stack | Triple-stack calculation: card bonus + portal + offer | pro |
| GET | /api/extension/recommend | Chrome Extension endpoint — best card for a merchant domain | free |
Full API documentation with request/response schemas available at /docs (Swagger UI). All 40+ endpoints documented.