Which card is better: Atmos Rewards Business or Hilton Honors Surpass?

The best card depends on your spending habits and goals. See our detailed comparison above for rewards rates, annual fees, and benefits side-by-side.

Which card has lower fees: Atmos Rewards Business or Hilton Honors Surpass?

Atmos Rewards Business has a $95/yr annual fee and Hilton Honors Surpass has a $95/yr annual fee.

Which card has a better signup bonus: Atmos Rewards Business or Hilton Honors Surpass?

Atmos Rewards Business offers not currently disclosed and Hilton Honors Surpass offers not currently disclosed. Check current offers on each issuer's website for latest terms.

Is the Atmos Rewards Business or Hilton Honors Surpass better for travel?

See the rewards and benefits comparison sections above for travel earning rates, lounge access, and travel protections for each card.

Atmos Rewards Business vs Hilton Honors Surpass

Atmos Rewards Business

$95/yr

6.5/10

Hilton Honors Surpass

$95/yr

7.0/10

Quick Answer

Atmos Rewards Business charges $95/yr with 1X base rewards. Hilton Honors Surpass charges $95/yr with 1X base rewards. Atmos Rewards Business offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

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