Atmos Rewards Business vs Wyndham Rewards Earner Plus

Atmos Rewards Business
$95/yr
6.5/10
VS

Wyndham Rewards Earner Plus
$75/yr
6.5/10
Quick Answer
Atmos Rewards Business charges $95/yr with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. Wyndham Rewards Earner Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner Plus
Lower annual fee ($95 vs $75)
Rewards Earning
Wyndham Rewards Earner Plus
3 earning categories
Benefits & Protection
Atmos Rewards Business
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner Plus wins for most people
The $20 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner PlusPREMIUM PICK
Atmos Rewards Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Atmos Rewards BusinessRewards Earning: Detailed Comparison
Atmos Rewards Business
| Sustainable brands | 4.0X |
| Everything else | 2.0X |
Wyndham Rewards Earner Plus
| Wyndham hotel & resorts | 6.0X |
| Gas stations & restaurants | 4.0X |
| Everything else | 1.0X |