Atmos Rewards Summit vs Wyndham Rewards Earner Plus
Atmos Rewards Summit
$395/yr
6.0/10
VS
Wyndham Rewards Earner Plus
$75/yr
6.5/10
Quick Answer
Atmos Rewards Summit charges $395/yr with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. Wyndham Rewards Earner Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner Plus
Lower annual fee ($395 vs $75)
Rewards Earning
Atmos Rewards Summit
3 earning categories
Benefits & Protection
Atmos Rewards Summit
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner Plus wins for most people
The $320 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner PlusPREMIUM PICK
Atmos Rewards Summit wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Atmos Rewards SummitRewards Earning: Detailed Comparison
Atmos Rewards Summit
| Sustainable brands | 5.0X |
| Dining & grocery | 3.0X |
| Everything else | 1.5X |
Wyndham Rewards Earner Plus
| Wyndham hotel & resorts | 6.0X |
| Gas stations & restaurants | 4.0X |
| Everything else | 1.0X |