AT&T Points Plus vs Ink Business Premier
AT&T Points Plus
$0/yr
7.0/10
VS
Ink Business Premier
$195/yr
6.0/10
Quick Answer
AT&T Points Plus charges no annual fee with 1X base rewards. Ink Business Premier charges $195/yr with 1X base rewards. AT&T Points Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AT&T Points Plus
Lower annual fee ($0 vs $195)
Rewards Earning
AT&T Points Plus
3 earning categories
Benefits & Protection
AT&T Points Plus
0 benefits vs 0
Statement Credits
Ink Business Premier
$300 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AT&T Points Plus wins for most people
The $195 fee difference is hard to justify unless you maximize premium benefits.
Apply for AT&T Points PlusPREMIUM PICK
Ink Business Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Ink Business PremierRewards Earning: Detailed Comparison
AT&T Points Plus
| AT&T wireless purchases | 3.0X |
| Dining | 2.0X |
| Everything else | 1.0X |
Ink Business Premier
| Everything | 2.0X |
| Purchases of $5,000+ | 2.5X |
| Travel (Chase Travel) | 5.0X |