AT&T Points Plus vs Wyndham Rewards Earner Business
AT&T Points Plus
$0/yr
7.0/10
VS
Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
AT&T Points Plus charges no annual fee with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. AT&T Points Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AT&T Points Plus
Lower annual fee ($0 vs $95)
Rewards Earning
AT&T Points Plus
3 earning categories
Benefits & Protection
AT&T Points Plus
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AT&T Points Plus wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for AT&T Points PlusPREMIUM PICK
Wyndham Rewards Earner Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner BusinessRewards Earning: Detailed Comparison
AT&T Points Plus
| AT&T wireless purchases | 3.0X |
| Dining | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |