Avianca LifeMiles Elite vs Spark 2% Cash Plus
Avianca LifeMiles Elite
$250/yr
6.0/10
VS
Spark 2% Cash Plus
$150/yr
6.0/10
Quick Answer
Avianca LifeMiles Elite charges $250/yr with 1X base rewards. Spark 2% Cash Plus charges $150/yr with 1X base rewards. Spark 2% Cash Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Spark 2% Cash Plus
Lower annual fee ($250 vs $150)
Rewards Earning
Avianca LifeMiles Elite
3 earning categories
Benefits & Protection
Avianca LifeMiles Elite
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Spark 2% Cash Plus wins for most people
The $100 fee difference is hard to justify unless you maximize premium benefits.
Apply for Spark 2% Cash PlusPREMIUM PICK
Avianca LifeMiles Elite wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Avianca LifeMiles EliteRewards Earning: Detailed Comparison
Avianca LifeMiles Elite
| Avianca purchases | 4.0X |
| Dining & hotels | 2.0X |
| Everything else | 1.0X |
Spark 2% Cash Plus
| Everything | 2.0X |
| Hotels & rental cars (Capital One Travel) | 5.0X |