Blue Business Cash vs Wyndham Rewards Earner Business

Blue Business Cash
$0/yr
7.0/10
VS

Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Blue Business Cash charges no annual fee with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Blue Business Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Blue Business Cash →
PointsPick may earn a commission. Disclosure
Apply for Wyndham Rewards Earner Business →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Blue Business Cash
Lower annual fee ($0 vs $95)
Rewards Earning
Wyndham Rewards Earner Business
3 earning categories
Benefits & Protection
Blue Business Cash
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Blue Business Cash wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for Blue Business CashPREMIUM PICK
Wyndham Rewards Earner Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner BusinessRewards Earning: Detailed Comparison
Blue Business Cash
| Everything | 2.0X (up to $50,000) |
| Everything above $50K/year | 1.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |