Blue Business Cash vs Wyndham Rewards Earner Plus
Blue Business Cash
$0/yr
7.0/10
VS
Wyndham Rewards Earner Plus
$75/yr
6.5/10
Quick Answer
Blue Business Cash charges no annual fee with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. Blue Business Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Blue Business Cash →
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Winner by Category
Annual Fees
Blue Business Cash
Lower annual fee ($0 vs $75)
Rewards Earning
Wyndham Rewards Earner Plus
3 earning categories
Benefits & Protection
Blue Business Cash
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Blue Business Cash wins for most people
The $75 fee difference is hard to justify unless you maximize premium benefits.
Apply for Blue Business CashPREMIUM PICK
Wyndham Rewards Earner Plus wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner PlusRewards Earning: Detailed Comparison
Blue Business Cash
| Everything | 2.0X (up to $50,000) |
| Everything above $50K/year | 1.0X |
Wyndham Rewards Earner Plus
| Wyndham hotel & resorts | 6.0X |
| Gas stations & restaurants | 4.0X |
| Everything else | 1.0X |