Blue Business Plus vs Delta SkyMiles Reserve
Blue Business Plus
$0/yr
7.0/10
VS
Delta SkyMiles Reserve
$650/yr
5.5/10
Quick Answer
Blue Business Plus charges no annual fee with 1X base rewards. Delta SkyMiles Reserve charges $650/yr with 1X base rewards. Blue Business Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Blue Business Plus
Lower annual fee ($0 vs $650)
Rewards Earning
Delta SkyMiles Reserve
3 earning categories
Benefits & Protection
Blue Business Plus
0 benefits vs 0
Statement Credits
Delta SkyMiles Reserve
$360 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Blue Business Plus wins for most people
The $650 fee difference is hard to justify unless you maximize premium benefits.
Apply for Blue Business PlusPREMIUM PICK
Delta SkyMiles Reserve wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Delta SkyMiles ReserveRewards Earning: Detailed Comparison
Blue Business Plus
| Everything | 2.0X (up to $50,000) |
| Everything above $50K/year | 1.0X |
Delta SkyMiles Reserve
| Delta purchases | 3.0X |
| Everything else | 1.0X |
| 15% off award travel | 1.5X |