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Business Advantage Customized Cash vs Wyndham Rewards Earner Plus

Business Advantage Customized Cash

Business Advantage Customized Cash

$0/yr
7.0/10
VS
Wyndham Rewards Earner Plus

Wyndham Rewards Earner Plus

$75/yr
6.5/10
Quick Answer

Business Advantage Customized Cash charges no annual fee with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. Business Advantage Customized Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Wyndham Rewards Earner Plus →
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Category
Business Advantage Customized Cash
Wyndham Rewards Earner Plus
Annual Fee
$0 ✓
$75
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Points

Winner by Category

Annual Fees

Business Advantage Customized Cash
Lower annual fee ($0 vs $75)

Rewards Earning

Business Advantage Customized Cash
3 earning categories

Benefits & Protection

Business Advantage Customized Cash
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Business Advantage Customized Cash wins for most people

The $75 fee difference is hard to justify unless you maximize premium benefits.

Apply for Business Advantage Customized Cash
PREMIUM PICK

Wyndham Rewards Earner Plus wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Wyndham Rewards Earner Plus

Rewards Earning: Detailed Comparison

Business Advantage Customized Cash

Choice category (gas, dining, travel, etc.)3.0X (up to $50,000)
Dining2.0X
Everything else1.0X

Wyndham Rewards Earner Plus

Wyndham hotel & resorts6.0X
Gas stations & restaurants4.0X
Everything else1.0X
Read Business Advantage Customized Cash Review →Read Wyndham Rewards Earner Plus Review →